OUR FOCUS
Provide specialty property coverages to light and medium hazard industry groups such as those listed below:
- Commercial Property
- Vacant Buildings
- Layered and Excess
- Public Entities
- Builders Risk and Renovations
TARGET PROPERTY CLASSES
Capacity up to $30,000,000 per building/location & $1B schedule size
- Assisted Living and Nursing Facilities
- Bars, Taverns, and Nightclubs (limited cooking)
- Condominiums
- Day Care Centers
- Education Institutions (including Colleges, Private Schools, and Trade Schools)
- Equipment Dealers
- Healthcare Facilities
- Hotels
- Mercantile/Retail
- Motels (less than 30 years old)
- Movie Theaters
- Offices
- Recreational Facilities
- Shopping Centers/Strip Malls
- Social Services & Rehabilitation Facilities
- Supermarkets
- Warehouse/Distribution Centers (less than 150,000 sq. ft.)
INELIGIBLE CLASSES
- Apartments (frame or JM construction)
- Heavy Manufacturing/Processing/Industrial
- Petro/Chemical
- Warehouse/Distribution Centers (more than 150,000 sq. ft. per building)
LAYERED PROPERTY
Capacity up to $15,000,000 & $1B schedule size
- Primary Excess, Buffer and Quota Share Positions
- All Property Classes are Eligible (including frame and JM apartments and manufacturing)
- $5,000 Minimum Premium
- $2,500,000 Minimum Primary Policy Limit
- Available in All Coastal States (including Windstorm and Earthquake Coverage)
BUILDERS RISK AND RENOVATIONS
Capacity up to $20,000,000 per building
- New Construction Projects for Commercial and Residential
- Midterm Construction Considered
- Covers Existing Building and New Construction Work
- All Risk with Replacement Cost Available
- Partial Occupancy Permitted
PUBLIC ENTITY
Limits up to $30,000,000 per building & $1B schedule size
- School Districts, Colleges/Universities, Municipalities, Cities, Counties and States
- Admitted Paper, Commercial Output Form Available
- Numerous Ancillary Coverages Added for No Additional Charge
- Ground-up, Primary Excess and Layered Structures Considered
VACANT BUILDINGS (Monoline or Package)
Capacity up to $20,000,000 per building
- Commercial and Residential Structures
- Partial Occupancy Permitted
- Special Form and Replacement Cost Available for Buildings Less than 50 Years Old
- $1M Occurrence / $2M Aggregate Limits for Premises Liability
- $100,000 Damage to Rented Premises and $5,000 Medical Payments
- $5,000 Medical Payments
DIAMOND STATE GROUP OFFERS
- Localized underwriting expertise
- Dedication to the wholesale producer
- Responsive, service-oriented claims personnel
- All policies written on A.M. Best "A" XI rated paper
* Non-admitted available in those states without admitted filings